Visa® Rates

Rates effective as of January 1, 2014



Visa Credit Card Rate and Disclosure


Annual Percentage Rate for Purchases

9.00% APR
Grace period for repayment of purchases 25 Days. You have 25 days to repay your balance before a finance charge on purchase will be imposed.
Method for Computing the Balance for Purchases Average Daily Balance (Including New Purchases)
Annual Fees None
Minimum Finance Charge None
Transaction Fee for Purchases None
Transaction Fee for Paying Late You agree to pay a late charge that is equal to the lesser of 5% of the minimum periodic payment or $15.00, but in no event less than $1.00 for each periodic payment in default 15 days or more.
For More Information If you have any questions about the rate table please contact us.


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