1st City Credit Union

Visa^® Rates

Rates effective as of May 1, 2013

Visa Credit Card Rate and Disclosure
Annual Percentage Rate for Purchases	9.00% APR
Grace period for repayment of purchases	25 Days. You have 25 days to repay your balance before a finance charge on purchase will be imposed.
Method for Computing the Balance for Purchases	Average Daily Balance (Including New Purchases)
Annual Fees	None
Minimum Finance Charge	None
Transaction Fee for Purchases	None
Transaction Fee for Paying Late	You agree to pay a late charge that is equal to the lesser of 5% of the minimum periodic payment or $15.00, but in no event less than $1.00 for each periodic payment in default 15 days or more.
For More Information	If you have any questions about the rate table please contact us.

5011 Hampton Ave., St. Louis, MO 63109 • Phone (314) 353-6676 • Audio Response (866) 828-9317

Federally insured by
the NCUA

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