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Loan Rates

Rates effective as of February 1, 2012

 

New and Used Vehicle Rate

Rate Term
2008 - Current model year 3.00% - 14.00% APR Up to 63 months
  3.75% - 14.75% APR 64-72 months
  5.10% - 7.85% APR 73-84 months
 

Used Autos

Rate Term
2004-2007 model year 4.75% - 15.75% APR Up to 48 months
  5.25% - 16.25% APR 49 - 60 months
Older than 2004 12.00% - 23.00% APR up to 36 months
 

RVs, Boats, Trailers, Motorcycles

Rate Term
2008-Current model year 6.00% - 17.00% APR Up to 63 months
  6.75% - 17.75% APR 64-72 months
  8.10% - 10.10% APR 73-84 months
 
Signature Loan - Up To $10,000 9.99% - 20.99% APR Up to 36 months
  10.74% - 15.49% APR 37-48 months
  12.09% - 17.84% APR 49-60 months
 
Share Loan 3% over current rate tier for loan amount Up to 36 months
 
Visa® Credit Card 9.0% APR
Click here for an application.
Credit Builder Loan - Up to $2,500 7.,0% APR Up to 36 months

*APR=Annual Percentage Rate.
**Rates differ based on individual credit worthiness, length of loan term and the amount of the loan.
***Subject to Credit Approval. New Loans Only.
Rates and terms are subject to change and based on member creditworthiness. Contact the credit union for complete details.

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5011 Hampton Ave., St. Louis, MO 63109 •  Phone (314) 353-6676 •  Audio Response (866) 828-9317

Federally insured by
the NCUA

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