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Schedule of Fees

Rates effective April 1, 2014

 

 

Checking Accounts

NSF Fee (Check or ACH)  $25.00
Paid Overdraft Fee  $25.00
Overdraft from savings - 4 free per month   $5.00
Stop Payment Fee (Check or ACH)  $10.00
Check Copy Fee - each   $2.00
Check Printing Fee  varies 
Inactive Checking Account - no activity for 12mos  $5.00 per quarter
ATM Withdrawals at CO-OP ATM  free 
ATM Withdrawals/Transfers/Inquiries at non CO-OP ATM  $1.00
Debit Card Purchase - Signature  free 
Debit Card Purchase - PIN  free 
Debit Card  Replacement Fee  $10.00
Debit Card PIN Reissue   $5.00
Collection Item  $10.00
Home Banking   free 
e-statement  free 
Bill Pay - free with direct deposit & e-statement  $5.95 per month

 

Other Service Fees - Applicable to All Accounts

Teller Check - paid to 3rd party  $1.00
Cashiers Check  $3.00
Deposited Item Returned  $10.00
Payment Item Returned  $10.00
Wire Transfers- Domestic  $20.00
Wire Transfer - International  $40.00
Statement Copy/Account History Printout  $2.00
Minimum Balance Fee - if Share balance less than $25 and no other accounts  $5.00 per quarter
Dormant Account Fee - balance less than $250 and no activity for 24 mos  and no other accounts  $5.00 per quarter
Account Closure Fee  $25.00
if closed within 6 months of opening
Account Reopen Fee  $25.00
if closed within 6 months of opening
Account Reconciliation  $25.00 per hour - one hour minimum
Garnishment/Levy Administration  $25.00
Christmas Club Early Withdrawal (Prior to 11/1)  $10.00
Coin Counter Surcharge 2%
Visa Gift Card $3.50
CU Money - Prepaid Debit card $3.50 Card purchase only, see disclosure for other fees
Skip-a-Payment Fee $25.00

 

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5011 Hampton Ave., St. Louis, MO 63109 •  Phone (314) 353-6676 • Audio Response (800) 860-5704 access code: 251

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