HOME  |  CONTACT US
CALCULATORS  |  PRIVACY POLICY

Loans

New & Used Auto Loans

Forget the auto manufacturers’ so-called “zero-percent” financing! The credit union offers no-hassle auto loans on new or used cars and trucks, all with no hidden charges or prepayment penalties, with some of the lowest rates in town.

With 1st City's great rates and Enterprise Car Sales' great selection of vehicles, you are sure to find what you are looking for. Contact the credit union for special rates and Enterprise representative Dave Bates for the vehicle of your dreams.

 

Recreational Loans

Whether you prefer to hit the lake or just take to the open road, the credit union is the best starting point. We can help you finance your RV, boat, trailer or motorcycle.

Visa® Credit Card

Financing your purchases with high-interest department store charge cards and other expensive credit cards can cost you hundreds of dollars each year. And, if you pay an annual fee for your credit card, then you really overpay for what you buy! The solution is a low-cost Visa Credit Card from 1st City Credit Union. The credit union Visa will make it seem like you bought everything on sale. Just take a look at the benefits:

• Everyday low rates  
• 25-day grace period on purchases  
• No annual fee  
• Purchasing power at millions of locations worldwide  

If you are carrying a balance on your department store cards or other high-interest credit cards, you may be able to transfer your charges to a lower-cost credit union Visa.

To check your 1st City Credit Union Visa account balance, or to make a payment online, go to http://www.ezcardinfo.com.

First Mortgage Loans

Finance your new home or refinance your current home with people you know and trust. 1st City offers home loans in partnership with Midwest Loan Servicing Company. You can choose from conventional, FHA and VA loans. Plus, you can finance your home for up to 15 years.

Signature Loans

With our Signature Loans, you can borrow up to $10,000 at competitive rates. Your signature is all we need to secure this loan. It’s that simple!

Share Loans

A Share Loan uses your shares in the credit union as collateral. It’s the easiest way to keep your money in your share account earning dividends while you are using the funds from the loan.

Other Loan Services

• Extended Auto Warranties • Credit Disability Insurance • GAP Insurance

 

Check out our current loan rates

Loan Application

Visa Application

 

Find out who can join 1st City Credit Union
What's new at 1st City Credit Union
Learn about the savings programs offered at 1st City Credit Union
Learn about the services offered at 1st City Credit Union
Learn about loan programs at 1st City Credit Union
Get current rate information for 1st City Credit Union
online applications available at 1st City Credit Union
online banking is now available at 1stCCU

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
5011 Hampton Ave., St. Louis, MO 63109 •  Phone (314) 353-6676 •  Audio Response (866) 828-9317

Website design by The Accel Group, Inc. and Media Vision, Inc.
©2007-2010. 1st City Credit Union.
For questions about the website, contact the webmaster